Home » General » Baby Blog: Months 4-7

You can read Part I here.

You can read Part II here.

In the third installment of the four part baby blog series I will be reporting from months 4-7.

The Financial Side

Westley’s personal bank account is now over one thousand dollars simply from gifts from family and from the Universal Child Care Benefit. It should be noted that as of July 2015, the taxable benefit increased from $100 to $160 per month, for all children under the age of six, and a new monthly payment of $60 per month was added for children 6-17 years old.

I am proud to report Westley now owns a share of Bank of Nova Scotia (BNS) which his uncle purchased for him. The share is being held In Trust for him by myself. It is just one share but many great things had small beginnings; the dividends will DRiP and additional full and/or partial shares may be purchased for no commissions.

I feel that the overall costs incurred from months 4 to 7 have begun to decrease. The costs of basics, such as diapers and wipes, remain consistent and the only new costs to take into consideration is the introduction of pureed food into my son’s diet at age 6 months and the costs incurred from family activities. We have also bought Westley a few new toys from groups on Facebook (FB) where moms sell and buy items at less than 50% off.

Months 4 to 7 Costs

  • Diapers – $85.00.
  • Wipes – $20.00.
  • Nipple shields – $24.00.
  • Toys – $40.00.
  • Fruit / Vegetables (We are making our own organic baby food) – 30.00.
  • Family activities – $50.00.

Hospital Costs/Fees (Canadian)

  • Regular check-up – Free.
  • Parking – $60.00.
  • Fuel costs – $80.00

The total costs for months 4-7 amount to $389.00.

Inlcuding Pre-birth costs ($4,070.00) and months 1-4 ($1,177.00), we have a grand total of $5,636.00.

Looking toward the final quarter of Westley’s first year costs, I do not anticipate many changes. I am happy to see our costs finally stabilizing.

Thank you for reading about Westley’s journey.


How have I been doing so far as a new parent? Where do you believe my wife and I could save some money going forward?

Full Disclosure: Long BNS

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